Home Insurance Costs with Deductible Scenarios in Ventura County, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Ventura County, CA	$520300	$1004	$1,381
Ojai-Mira Monte, CA	$585600	$981	$1,350
San, CA	$493800	$719	$989
Port Hueneme, CA	$356500	$568	$782
Oxnard, CA	$389200	$702	$966
Santa Paula, CA	$354600	$645	$888
Ojai, CA	$657000	$732	$1,007
Los Padres, CA	$382100	$736	$1,013
Meiners Oaks, CA	$536000	$1142	$1,572
Ventura, CA	$488800	$703	$968

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Impact of Coverage Amount on Home Insurance Cost In Ventura County, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$216
$200,000	$823
$300,000	$1,093
$400,000	$1,366
$500,000	$1,748
$750,000 to $1000,000	$2,022
Above $1000,000	$2,391

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Ventura County, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Ventura County, CA Average Home Insurance Cost	$1,397.7
State Average Home Insurance Cost	$1,291
Difference Vs national Average	173.7

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Top Homeowners Insurance Companies in Ventura County, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Farmers	$1,748
Nationwide	$852
AAA	$830

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Ventura County, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-168	1230
One Claim	+112	1510
Two Claims	+168	1565

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