Home Insurance Costs with Deductible Scenarios in Torrance, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Torrance, CA	$687900	$939	$1,292
Santa Fe Springs, CA	$409200	$577	$794
View Park-Windsor Hills, CA	$658000	$733	$1,008
Willowbrook, CA	$268100	$499	$686
Los Alamitos, CA	$741100	$803	$1,105
Seal Beach, CA	$338100	$537	$739
Beverly Hills, CA	$2000001	$879	$1,210
Manhattan Beach, CA	$1694900	$883	$1,215
Bell, CA	$352000	$640	$881
Downey, CA	$479500	$971	$1,336

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Impact of Coverage Amount on Home Insurance Cost In Torrance, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$206
$200,000	$533
$300,000	$798
$400,000	$930
$500,000	$1,190
$750,000 to $1000,000	$1,376
Above $1000,000	$1,628

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Torrance, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Torrance, CA Average Home Insurance Cost	$1,308.15
State Average Home Insurance Cost	$1,291
Difference Vs national Average	84.15

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Top Homeowners Insurance Companies in Torrance, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Mercury	$1,184
State Farm	$983
Nationwide	$852

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Torrance, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-170	1138
One Claim	+65	1374
Two Claims	+183	1491

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