Home Insurance Costs with Deductible Scenarios in Thousand Oaks, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Thousand Oaks, CA	$668700	$919	$1,264
Santa Paula, CA	$354600	$645	$888
Thousand Oaks, CA	$668700	$919	$1,264
Lake Sherwood, CA	$1697700	$583	$803
Las Posas, CA	$836700	$1613	$2,219
Santa Susana, CA	$521900	$1118	$1,538
El Rio, CA	$371200	$596	$820
Ventura County, CA	$520300	$1004	$1,381
Topanga, CA	$957900	$677	$931
Agoura Hills, CA	$745000	$806	$1,109

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Impact of Coverage Amount on Home Insurance Cost In Thousand Oaks, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$215
$200,000	$560
$300,000	$728
$400,000	$950
$500,000	$1,216
$750,000 to $1000,000	$1,406
Above $1000,000	$1,663

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Thousand Oaks, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Thousand Oaks, CA Average Home Insurance Cost	$1,279.8
State Average Home Insurance Cost	$1,291
Difference Vs national Average	55.8

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Top Homeowners Insurance Companies in Thousand Oaks, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Mercury	$1,184
USAA	$877
AAA	$830
General	$827

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Thousand Oaks, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-179	1101
One Claim	+64	1344
Two Claims	+166	1446

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