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Home Insurance Costs with Deductible Scenarios in Santa Paula, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Santa Paula, CA $354600 $645 $888
Oak View, CA $476000 $1063 $1,462
Piru, CA $311200 $594 $817
Ojai-Mira Monte, CA $585600 $981 $1,350
Thousand Oaks, CA $668700 $919 $1,264
Ventura, CA $488800 $703 $968
Casa Conejo, CA $529800 $1132 $1,557
Lake Sherwood, CA $1697700 $583 $803
Santa Paula, CA $354600 $645 $888
Saticoy, CA $352500 $668 $919

Impact of Coverage Amount on Home Insurance Cost In Santa Paula, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $299
$200,000 $795
$300,000 $968
$400,000 $1,231
$500,000 $1,576
$750,000 to $1000,000 $1,822
Above $1000,000 $2,154


Santa Paula, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Santa Paula, CA Average Home Insurance Cost$898.56
State Average Home Insurance Cost$1,291
Difference Vs national Average-325.44

Top Homeowners Insurance Companies in Santa Paula, CA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $983
USAA $877
AAA $830
California Automobile $639

Santa Paula, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -108 791
One Claim +72 970
Two Claims +108 1006