Home Insurance Costs with Deductible Scenarios in Santa Monica, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Santa Monica, CA	$1168500	$884	$1,217
Topanga, CA	$957900	$677	$931
East Los Angeles, CA	$349200	$661	$910
East Rancho Dominguez, CA	$304000	$583	$802
Rancho Palos Verdes, CA	$1051000	$883	$1,215
Inglewood, CA	$411800	$762	$1,048
Lawndale, CA	$417600	$837	$1,152
Hawthorne, CA	$461400	$899	$1,237
Hermosa Beach, CA	$1220500	$675	$929
Calabasas, CA	$976300	$678	$933

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Impact of Coverage Amount on Home Insurance Cost In Santa Monica, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$100
$200,000	$337
$300,000	$420
$400,000	$529
$500,000	$677
$750,000 to $1000,000	$783
Above $1000,000	$926

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Santa Monica, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Santa Monica, CA Average Home Insurance Cost	$1,231.84638
State Average Home Insurance Cost	$1,291
Difference Vs national Average	7.84638

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Top Homeowners Insurance Companies in Santa Monica, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Travelers	$1,856
Progressive	$1,204
Nationwide	$852

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Santa Monica, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1059
One Claim	+74	1306
Two Claims	+160	1392

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