Home Insurance Costs with Deductible Scenarios in Rancho Santa Margarita, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Rancho Santa Margarita, CA	$619200	$980	$1,349
Dana Point, CA	$833800	$1086	$1,495
Lake Elsinore, CA	$306400	$569	$783
Costa Mesa, CA	$671800	$922	$1,268
Orange, CA	$604300	$1018	$1,401
Warm Springs, CA	$150300	$420	$578
Ladera Ranch, CA	$803400	$803	$1,106
Santa Ana, CA	$421600	$791	$1,088
Lakeland Village, CA	$229000	$460	$633
Laguna Woods, CA	$246600	$477	$656

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Impact of Coverage Amount on Home Insurance Cost In Rancho Santa Margarita, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$210
$200,000	$645
$300,000	$867
$400,000	$1,099
$500,000	$1,407
$750,000 to $1000,000	$1,627
Above $1000,000	$1,923

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Rancho Santa Margarita, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Rancho Santa Margarita, CA Average Home Insurance Cost	$1,365.525
State Average Home Insurance Cost	$1,291
Difference Vs national Average	141.525

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Top Homeowners Insurance Companies in Rancho Santa Margarita, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
State Farm	$983
USAA	$877
California Automobile	$639

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Rancho Santa Margarita, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-191	1174
One Claim	+123	1488
Two Claims	+178	1543

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