Home Insurance Costs with Deductible Scenarios in Oxnard, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oxnard, CA	$389200	$702	$966
Las Posas, CA	$836700	$1613	$2,219
Port Hueneme, CA	$356500	$568	$782
Ventura, CA	$488800	$703	$968
Triunfo Pass-Point Mugu, CA	$2000001	$592	$815
Westlake Village, CA	$866400	$849	$1,168
Casa Conejo, CA	$529800	$1132	$1,557
Thousand Oaks, CA	$668700	$919	$1,264
Camarillo, CA	$569600	$1079	$1,485
Channel Islands Beach, CA	$835100	$1610	$2,216

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Impact of Coverage Amount on Home Insurance Cost In Oxnard, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$272
$200,000	$713
$300,000	$1,032
$400,000	$1,223
$500,000	$1,565
$750,000 to $1000,000	$1,810
Above $1000,000	$2,140

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Oxnard, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oxnard, CA Average Home Insurance Cost	$977.43
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-246.57

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Top Homeowners Insurance Companies in Oxnard, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Progressive	$1,204
Mercury	$1,184
State Farm	$983
General	$827

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Oxnard, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-117	860
One Claim	+88	1065
Two Claims	+127	1104

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