Home Insurance Costs with Deductible Scenarios in Newport Beach, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Newport Beach, CA	$1695700	$884	$1,216
Laguna Niguel, CA	$737400	$991	$1,363
Santa Ana, CA	$421600	$791	$1,088
San Juan Capistrano, CA	$635100	$883	$1,214
Mission Viejo, CA	$669800	$920	$1,266
North Coast, CA	$635300	$713	$980
Midway City, CA	$453800	$688	$947
La Palma, CA	$612200	$692	$952
Tustin, CA	$585700	$993	$1,367
Fountain Valley, CA	$654100	$903	$1,242

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Impact of Coverage Amount on Home Insurance Cost In Newport Beach, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$60
$200,000	$230
$300,000	$279
$400,000	$369
$500,000	$472
$750,000 to $1000,000	$546
Above $1000,000	$646

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Newport Beach, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Newport Beach, CA Average Home Insurance Cost	$1,230.64575
State Average Home Insurance Cost	$1,291
Difference Vs national Average	6.64575

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Top Homeowners Insurance Companies in Newport Beach, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Travelers	$1,856
Farmers	$1,748
State Farm	$983

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Newport Beach, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-148	1083
One Claim	+86	1317
Two Claims	+172	1403

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