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Home Insurance Costs with Deductible Scenarios in Lancaster, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lancaster, CA $213100 $465 $640
Quartz Hill, CA $267400 $498 $685
Rosamond, CA $165500 $751 $1,034
Leona Valley, CA $402400 $791 $1,089
Agua Dulce, CA $585500 $1226 $1,687
Desert View Highlands, CA $184200 $453 $623
Lake Hughes, CA $252100 $518 $713
Acton, CA $497700 $666 $917
Palmdale, CA $229200 $481 $661
Elizabeth Lake, CA $240000 $506 $697

Impact of Coverage Amount on Home Insurance Cost In Lancaster, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $315
$200,000 $910
$300,000 $1,172
$400,000 $1,524
$500,000 $1,951
$750,000 to $1000,000 $2,256
Above $1000,000 $2,667


Lancaster, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lancaster, CA Average Home Insurance Cost$647.96
State Average Home Insurance Cost$1,291
Difference Vs national Average-576.04

Top Homeowners Insurance Companies in Lancaster, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
Progressive $1,204
California Automobile $639

Lancaster, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -91 557
One Claim +39 687
Two Claims +91 739