Home Insurance Costs with Deductible Scenarios in Lake Forest, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lake Forest, CA	$585100	$992	$1,365
Laguna Hills, CA	$649700	$898	$1,236
Norco, CA	$476900	$759	$1,044
Dana Point, CA	$833800	$1086	$1,495
Yorba Linda, CA	$792700	$1046	$1,439
Newport Beach, CA	$1695700	$884	$1,216
Corona, CA	$401600	$662	$911
Costa Mesa, CA	$671800	$922	$1,268
Placentia, CA	$585800	$993	$1,367
Lake Elsinore, CA	$306400	$569	$783

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Impact of Coverage Amount on Home Insurance Cost In Lake Forest, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$252
$200,000	$669
$300,000	$902
$400,000	$1,198
$500,000	$1,533
$750,000 to $1000,000	$1,773
Above $1000,000	$2,097

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Lake Forest, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lake Forest, CA Average Home Insurance Cost	$1,381.86
State Average Home Insurance Cost	$1,291
Difference Vs national Average	157.86

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Top Homeowners Insurance Companies in Lake Forest, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
State Farm	$983
Nationwide	$852
AAA	$830

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Lake Forest, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-193	1188
One Claim	+124	1506
Two Claims	+180	1562

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