Home Insurance Costs with Deductible Scenarios in Laguna Niguel, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Laguna Niguel, CA	$737400	$991	$1,363
Lake Forest, CA	$585100	$992	$1,365
Laguna Woods, CA	$246600	$477	$656
San Juan Capistrano, CA	$635100	$883	$1,214
Ladera Ranch, CA	$803400	$803	$1,106
Fountain Valley, CA	$654100	$903	$1,242
Costa Mesa, CA	$671800	$922	$1,268
Laguna Hills, CA	$649700	$898	$1,236
Santa Ana, CA	$421600	$791	$1,088
Laguna Niguel, CA	$737400	$991	$1,363

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Impact of Coverage Amount on Home Insurance Cost In Laguna Niguel, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$174
$200,000	$556
$300,000	$721
$400,000	$910
$500,000	$1,165
$750,000 to $1000,000	$1,347
Above $1000,000	$1,593

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Laguna Niguel, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Laguna Niguel, CA Average Home Insurance Cost	$1,379.7
State Average Home Insurance Cost	$1,291
Difference Vs national Average	155.7

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Top Homeowners Insurance Companies in Laguna Niguel, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Farmers	$1,748
Progressive	$1,204
General	$827
California Automobile	$639

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Laguna Niguel, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-166	1214
One Claim	+97	1476
Two Claims	+179	1559

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