Home Insurance Costs with Deductible Scenarios in Laguna Hills, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Laguna Hills, CA	$649700	$898	$1,236
Midway City, CA	$453800	$688	$947
Mission Viejo, CA	$669800	$920	$1,266
Garden Grove, CA	$476300	$958	$1,318
Fountain Valley, CA	$654100	$903	$1,242
Anaheim-Santa Ana-Garden Grove, CA	$541500	$1152	$1,585
Silverado, CA	$562500	$1188	$1,634
Newport Beach, CA	$1695700	$884	$1,216
North Tustin, CA	$871600	$1163	$1,600
San Clemente, CA	$849300	$1101	$1,515

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Impact of Coverage Amount on Home Insurance Cost In Laguna Hills, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$203
$200,000	$550
$300,000	$762
$400,000	$975
$500,000	$1,248
$750,000 to $1000,000	$1,443
Above $1000,000	$1,706

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Laguna Hills, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Laguna Hills, CA Average Home Insurance Cost	$1,250.775
State Average Home Insurance Cost	$1,291
Difference Vs national Average	26.775

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Top Homeowners Insurance Companies in Laguna Hills, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Mercury	$1,184
State Farm	$983
California Automobile	$639

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Laguna Hills, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-175	1076
One Claim	+100	1351
Two Claims	+150	1401

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