Home Insurance Costs with Deductible Scenarios in Irvine, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Irvine, CA	$753400	$1007	$1,385
Brea, CA	$610700	$1026	$1,412
Midway City, CA	$453800	$688	$947
Ladera Ranch, CA	$803400	$803	$1,106
San Juan Capistrano, CA	$635100	$883	$1,214
Huntington Beach, CA	$688700	$940	$1,293
Seal Beach, CA	$338100	$537	$739
Aliso Viejo, CA	$582300	$989	$1,360
North Tustin, CA	$871600	$1163	$1,600
Placentia, CA	$585800	$993	$1,367

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Impact of Coverage Amount on Home Insurance Cost In Irvine, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$184
$200,000	$567
$300,000	$759
$400,000	$919
$500,000	$1,176
$750,000 to $1000,000	$1,360
Above $1000,000	$1,608

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Irvine, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Irvine, CA Average Home Insurance Cost	$1,401.975
State Average Home Insurance Cost	$1,291
Difference Vs national Average	177.975

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Top Homeowners Insurance Companies in Irvine, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Farmers	$1,748
USAA	$877
Nationwide	$852

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Irvine, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-168	1234
One Claim	+98	1500
Two Claims	+182	1584

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