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Home Insurance Costs with Deductible Scenarios in Huntington Beach, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Huntington Beach, CA $688700 $940 $1,293
Compton, CA $338100 $621 $854
Cerritos, CA $638600 $886 $1,220
Aliso Viejo, CA $582300 $989 $1,360
Seal Beach, CA $338100 $537 $739
Santa Fe Springs, CA $409200 $577 $794
La Habra, CA $473200 $945 $1,301
La Mirada, CA $478400 $967 $1,330
Lomita, CA $561500 $676 $930
Downey, CA $479500 $971 $1,336

Impact of Coverage Amount on Home Insurance Cost In Huntington Beach, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $156
$200,000 $585
$300,000 $782
$400,000 $959
$500,000 $1,228
$750,000 to $1000,000 $1,419
Above $1000,000 $1,678


Huntington Beach, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Huntington Beach, CA Average Home Insurance Cost$1,308.825
State Average Home Insurance Cost$1,291
Difference Vs national Average84.825

Top Homeowners Insurance Companies in Huntington Beach, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Mercury $1,184
State Farm $983
Nationwide $852

Huntington Beach, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -183 1126
One Claim +79 1387
Two Claims +170 1479