Home Insurance Costs with Deductible Scenarios in Downey, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Downey, CA	$479500	$971	$1,336
Montebello, CA	$441500	$856	$1,178
Irwindale, CA	$374600	$717	$987
San Pasqual, CA	$846200	$1626	$2,238
Covina, CA	$441100	$854	$1,175
Downey, CA	$479500	$971	$1,336
South San Jose Hills, CA	$322800	$514	$708
Sierra Madre, CA	$889300	$672	$924
Hawthorne, CA	$461400	$899	$1,237
Santa Fe Springs, CA	$409200	$577	$794

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Impact of Coverage Amount on Home Insurance Cost In Downey, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$331
$200,000	$850
$300,000	$1,082
$400,000	$1,381
$500,000	$1,768
$750,000 to $1000,000	$2,044
Above $1000,000	$2,417

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Downey, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Downey, CA Average Home Insurance Cost	$1,352.7
State Average Home Insurance Cost	$1,291
Difference Vs national Average	128.7

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Top Homeowners Insurance Companies in Downey, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Mercury	$1,184
AAA	$830
General	$827

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Downey, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-162	1190
One Claim	+81	1434
Two Claims	+189	1542

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