Home Insurance Costs with Deductible Scenarios in Dana Point, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Dana Point, CA	$833800	$1086	$1,495
Mission Viejo, CA	$669800	$920	$1,266
Central Coast, CA	$927400	$673	$926
Costa Mesa, CA	$671800	$922	$1,268
Irvine, CA	$753400	$1007	$1,385
Orange County, CA	$620500	$982	$1,351
Las Flores, CA	$739600	$801	$1,103
Irvine-Lake Forest, CA	$690300	$1116	$1,536
Tustin, CA	$585700	$993	$1,367
Ladera Ranch, CA	$803400	$803	$1,106

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Impact of Coverage Amount on Home Insurance Cost In Dana Point, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$146
$200,000	$573
$300,000	$747
$400,000	$907
$500,000	$1,161
$750,000 to $1000,000	$1,342
Above $1000,000	$1,587

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Dana Point, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Dana Point, CA Average Home Insurance Cost	$1,512.675
State Average Home Insurance Cost	$1,291
Difference Vs national Average	288.675

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Top Homeowners Insurance Companies in Dana Point, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Farmers	$1,748
Mercury	$1,184
California Automobile	$639

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Dana Point, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-197	1316
One Claim	+106	1619
Two Claims	+197	1709

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